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South Carolina Group Health Insurance

Affordable Insurance Solutions of Columbia, SC has created a strong relationship with some of the finest insurance carriers serving South Carolina, while maintaining our primary focus of serving the employer's needs. Most South Carolina small businesses offering their employees Group Health insurance plans contribute towards the cost of the coverage. Some pay for all of the employees' premiums (for single coverage) and have the employees pay the premium if they need coverage for their families. Other small businesses pay a percentage of the total health insurance premium cost. As the cost of health care continues to increase at a rate much faster than inflation, many large employers and small businesses in South Carolina choose to have their employees make a contribution towards the cost of health insurance coverage. Also, self funding the Prescription Drug portion of the Group Health Plan can potentially result in substantial health insurance cost savings. Contact us for information and to setup a self funded prescription drug plan.

Managed Care vs. Fee-for Service

The health insurance plan that works best for your business is determined primarily by your location, the physicians and hospitals available through the health insurance plan, options offered by each insurance plan, and what your budget can accept. Employee benefits are an important factor to any business in hiring and retaining a good work force. We can provide assistance to your benefit administrator in answering employees questions and requests pertaining to health insurance for groups of 20 or more. Every South Carolina business needs to review their employee benefit health insurance plan to ensure that this major expense continues to offer the highest quality group health insurance.

South Carolina Group Health Insurance FAQs

HMO PPO POS Major Medical

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